IDIA Pay · Preview
IDIA Pay is the business side of the Verified Truth Economy: a point of sale built from Modules in The IDIA Hub and signed in with Life by IDIA. It's designed to let a business earn data royalties from the records it chooses to share. You can't download it yet. This page is a preview of what we're building.
Real screenshotIDIA Pay
Terminal Access Matrix
Sign in on any Android device
IDIA Pay runs in the browser and uses your Life by IDIA identity, so any device can become a terminal once it's bound to your business.
Open IDIA Pay in the device's browser. It sees unlinked hardware and asks for your business's Organization Code (IDIA-XXXX-XXXX). Tap Bind Terminal.
Real screenshotIDIA Pay
Provision Terminal
Staff sign in with their Life by IDIA identity and tap Request Clearance, or enter a code they already have. Detach Hardware From Fleet releases a device when you're done with it.
Real screenshotIDIA Pay
Terminal Access Matrix
LiquidOS, the IDIA Pay shell, pulls your business's Modules from The IDIA Hub and builds the workspace on that device.
Real screenshotIDIA Pay
LiquidOS loading
For emergencies
If a terminal's battery dies or a unit breaks, staff can pick up any Android phone or tablet with a browser, bind it with the Organization Code and sign in with Life by IDIA. That device needs no setup beforehand.
Company-stated; IDIA Pay is still in testing.
Built in the Hub App Builder
In The IDIA Hub, the IDIA Pay App Builder assigns a business profile and lets you pick its Modules. The device then loads exactly that setup when staff sign in.
Active entries in the IDIA Pay taxonomy, counted October 26, 2026.
Real screenshotThe IDIA Hub
IDIA Pay App Builder
Assign a business profile, then pick from Available Modules (verticals such as Agriculture, Aviation and Fitness & Wellness) to build that business's IDIA Pay app.
Credit balance shown is from a team account.
Modules to Pico Bites
From the industry down to a single tap, largest to smallest.
Verticals
The industry a business is in, such as Hospitality, Agriculture or Aviation.
Example Hospitality
Business type
The kind of business inside that industry. Each one sets the screens and tools it starts with.
Example Food Truck
Federal industry code
Each sub-module is tagged with a NAICS code, the U.S. government's industry classification, so data streams line up with how buyers already sort industries.
Example Salon → 8121 Personal Care Services
Logic
A single screen's working brain: it holds the ticket in progress and decides which actions the screen needs and in what order.
Example Mobile POS Sale puts item add and contactless tap first, then split and tip
Headless & liquid
The smallest single actions. Headless means the logic runs without a fixed screen; liquid means the same action reshapes itself to fit whatever device it lands on.
Example Contactless Tap, Offline Fallback, Split Even, Tip & Close
Real Pico Bites from the food truck sub-module
NAICS examples from the taxonomy: Salon → 8121 Personal Care Services · Brewery → 3121 Beverage Manufacturing · Dental → 621 Ambulatory Health Care Services.
Hardware & network
IDIA Data Inc. is registered with Zebra Technologies as an ISV (independent software vendor) Partner. Zebra makes rugged Android handhelds and mobile computers used in retail, hospitality and warehouses, and IDIA Pay is being built to run on them.
Company-stated. Partner registration is not a Zebra endorsement or certification of IDIA Pay.
Network slicing splits one 5G network into separate lanes, each with its own speed and reliability settings. Where IDIA Pay is set up, we suggest giving payment devices their own slice, so card traffic isn't competing with guest Wi-Fi or video.
A recommendation, not a carrier partnership. Availability and cost depend on your carrier.
Data royalties for business
Planned01
Every sale, item, ticket time and stock count is a record buyers study to understand how people really spend.
02
Card processors and point-of-sale providers use that data under their own terms. Neither Stripe nor Toast publishes a program that pays merchants for it.
03
Pick the data streams to share. When a buyer in The IDIA Hub spends Synapse credits on them, 30% of the sale goes to contributors, paid in USDC plus the same number of IDIA Tokens.
04
Each sale carries a consent record and a Liability Receipt NFT on Base, making it a Verified Truth. Exactly what's shared, and how it's de-identified, will be set out in the IDIA Pay terms before launch.
Fee & royalty estimator
Time range
Sales a month
Average sale
How customers pay you on IDIA Pay
20% Life by IDIA, 10% outside USDC, 70% cards. Illustrative mix, not IDIA data.
IDIA Pay plan
Web point of sale, tap to pay on your own device, free Life by IDIA payments and basic sales records.
Over 1 month
IDIA Pay fees in this example
$654
including the Standard plan
Next to Stripe Terminal (in person)
$216 less
before any data royalties
| Payment type | Rate | Paid out |
|---|---|---|
| Life by IDIA wallet → IDIA PayCustomer pays from their Life by IDIA balance | 0% | Instant, on Base |
| Life by IDIA → Life by IDIAPerson to person | 0% | Instant, on Base |
| Outside USDC & off-rampUSDC from an outside wallet, or moving your balance to your bank | 1.5% | Instant on Base / same-day ACH |
| Cards in personTap to pay on the device, or chip | 2.5% + 10¢ | 1–2 business days |
| Cards online or keyedOnline checkout or typed-in card | 2.8% + 20¢ | 2 business days |
IDIA Pay rate sheet, based on the white paper The Verified Truth Economy (updated October 14, 2026). Company-stated planned rates; IDIA Pay is not live yet.
Card fees are the providers' published U.S. rates, not IDIA data. Stripe and Toast are trademarks of their owners; IDIA has no affiliation with either.
Sources
IDIA Pay vs Stripe & Toast
Topic
IDIA PayWhat it is
A payments platform, with Stripe Terminal for in-person sales.
A restaurant point of sale with payments built in.
IDIA Pay
A point of sale put together for each business from Modules in The IDIA Hub. In progress.
Card & payment rates
2.9% + 30¢ online; 2.7% + 5¢ in person.
2.49% + 15¢ on the $69-a-month plan; 3.09% + 15¢ on the $0 Starter Kit.
IDIA Pay
Planned: 2.5% + 10¢ in person; 2.8% + 20¢ online; 0% when customers pay from Life by IDIA; 1.5% for outside USDC and off-ramp.
Devices
Stripe readers or certified third-party readers.
Toast hardware, bought upfront or financed.
IDIA Pay
Any Android device with a browser, including Zebra handhelds.
If a device fails
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IDIA Pay
Bind any Android device with the Organization Code and sign in with Life by IDIA.
Paid for your business data
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IDIA Pay
Planned: royalties in USDC plus IDIA Tokens when Hub buyers use the streams you share.
Stripe and Toast rates are their published U.S. list prices, checked October 26, 2026; your quote can differ. Stripe and Toast are trademarks of their owners. IDIA has no affiliation with either.
Join the beta waitlist
IDIA Pay isn't ready to download yet. Join the beta waitlist and we'll contact you when there's a place for your business. Tell us what you run and the devices you use, and we'll match you to the right Modules.
Join the IDIA Pay Beta WaitlistThis opens your email app with a short message ready to send to eddie@thebigidia.com. No email app? Write to that address with the subject “IDIA Pay Beta Waitlist”. This website doesn't store your details.
